Personal Planning

PERSONAL PLANNING

• Investment Management
• Personal Financial Analysis
• Income Needs Analysis
• Comprehensive Fee-Based Planning
• Hourly Consulting

RETIREMENT PLANNING

• Establish Retirement (IRA, Roth IRA, etc) Plans
• IRA and 401(k) Rollovers
• Roth IRA Conversions
• 401(k) Investment Review
• Distribution Planning
• Social Security Planning

EDUCATION PLANNING

• Establish College Savings Accounts (529, Coverdell, UGMA/UTMA)
• FAFSA and Financial Aid Considerations
• College costs and inflation

INVESTMENT PLANNING

• Actively Managed Accounts
• Mutual Funds & Exchange Traded Funds
• Tax-Deferred Annuities (Variable, Fixed, Immediate)
• Stocks and Bonds
• Alternative Investments

INSURANCE PLANNING

• Life Insurance
• Disability Insurance
• Long-Term Care Insurance

ESTATE PLANNING

• Protecting the Family’s Financial Future
• Using Trusts Effectively
• Calculating and Minimizing Potential Estate Taxes
• Charitable Gifting

OTHER PLANNING

• Major Purchase (Home, Vehicle, Wedding, etc..)
• Emergency Funding